Injury and Damage Insurance - The parties are sharply divided on the amount that should be allowed for general office injury and damages; DRA recommends a 12.52% reduction from the company's forecast for these insurance costs. This issue is discussed in Section 9.4 of this decision. The only items DRA and GSWC were able to agree on were the brokers' fee, the so-called "DM&A fee"3 and the loss reserve for workers compensation, as to which GSWC is self-insured. (¶ 5.02.)
3 The DM&A fee is the fee paid to David Morse & Associates, a third-party administrator that provides settlement services to GSWC for all non-litigated claims. (Ex. 13, p. 46.)
